Christmas means family, friends, giving, and the whole holiday cheer… yada yada yada. But the best part of this time of the year for frugal people like me are all the good deals just ready for the taking. Our first round of good deals includes gift cards. Quick warning: most of these places are Chicago area only. But I’m willing to bet there are plenty of places in your neck of the woods which have similar deals if you keep an eye out.

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There’s a couple of places in particular where we like to get gift cards because of the added bonus they give you for purchasing one.

Lou Malnati’s – Lou’s is the, yes *THE* best deep dish pizza in the Chicago area. Side note: try deep dish, sausage, butter crust, with extra sauce on the side. Freakin’ sublime! Every Christmas they offer a deal where if you purchase a $100 gift card, you’ll also receive a $25 bonus certificate. We don’t order from Lou’s a ton, so it’s not unusual for the $100 and the bonus to last the entire year and then some. The bonus certificate has to be redeemed by June of the following year. Great deal!

Culver’s – If you have a Culver’s in your area, I’m betting you’ve been there already. Their burgers are in my Top 3 burger joints. And as an ice cream fiend, their frozen custard is great, especially when you add sprinkles. Anyway, they have a heck of a deal around Christmas. Purchase a $25 gift card and you’ll get a coupon for a free value meal (needs to be used by the end of February). We’ve redeemed the coupons for value baskets that are worth $8-$10. For a $25 gift card purchase, this bonus is something else!

Savers – Savers is a resale store ala Goodwill. I really like Savers. They have special discount days pretty often where they offer an additional 50% off regular prices. During Christmas they offer up a bonus for purchasing a gift card. If you buy a $25 gift card, they’ll give you a $5 bonus certificate. $30 goes a long way at a resale shop.

Bulldog Ale House – Bulldog is a local bar/grill that has some really good daily deals. Our fave is Sundays because they have boneless wings for just $.39/each. For me though, it’s the Bloody Mary w/beer chaser for $5 and the $4 domestic 32 ounce beer! For their Christmas deal if you purchase a $50 gift card, you’ll receive a $25 bonus. We didn’t make it in time to purchase last year, but we’ll get one this year!

Noodles & Company – From November 14th until December 31, 2016 every time you purchase $25 in gift cards, you get a $5 Great Giver Bonus Card (bonus card valid 11/14/16 – 1/16/17).

As with any gift card purchase, be sure to learn all the details and/or restrictions that go along with the card and any bonuses. It’s not unusual for there to be some restrictions. Know what they are before buying so you’re able to take full advantage of the offer.

Joe-

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This is the weekend! After careful analysis of the garage sale market, updates from the Chicago weather teams, a scientific study from MIT…well, not really. More like Joe has finally stopped dragging his feet so the garage sale is finally happening! Thankfully, the forecast is looking good. We’re only doing the sale on Friday and Saturday as I wasn’t sure we would have enough product for Sunday. But who knows, once we’re set up, we’ll see what happens and maybe run Sunday as well.

We’ve been pricing all the items we have up for sale this past week and trying to get things set up in the garage so we can just pull them out on Friday morning.

We came to realize a few things:

  • Pre-printed price labels – must have
  • Plenty of tables – must have
  • Kicking the cars out of the garage so you can set up – must have
  • Hanging up clothes, looks better and doesn’t take up table space – must have
  • We really only had a couple of tables ourselves and wqickly realized we needed more. Thankfully a friend had a few she let us borrow. This will make our presentation look all that much better.

    And forget visiting the local Target/Walmart/Home Center for garage sale supplies. Instead hit the dollar store. Cheap and pretty nice. You don’t want to spend $30 on supplies and start the day having to make all that up first.

    I’ll put together a recap for next week after it’s all done and we’ve sold everything! A guy can hope we sell almost everything.

    Joe-

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    The weekend is here! It’s going to be a beautiful weekend here in Chicago. I’m hoping to get out and enjoy it with some early morning bike rides.

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    If you’re located in the west ‘burbs of Chicago, one of the early suburban “summer” fests kicks off, Taste Of Glen Ellyn. We’ll be taking it in at some point this weekend.

    What are you up to this weekend??

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    Illinois Property Taxes

    If you don’t live in Illinois, you may or may not be aware we Illinoisans have the distinction of having the highest property tax rate in the country. It’s downright ridiculous, there really is no other word to describe it.

    I don’t often get into specifics of expenses, but seeing as property tax info is a matter of public record (as long as you know an address), why not.

    Our property taxes for 2015 were $5,788. That’s right, nearly $500 a month goes to property taxes. I’m willing to bet that the majority of people reading this are thinking WTH? Unless of course you own a house in Illinois, then you understand. The killer part of the taxes we pay is that we own a town home. That’s right, we don’t even own the property our place is on. Better yet, we pay more in property taxes than the house around the corner from us, in the same township. Makes a whole lot of sense, right? It’s enough to make your blood boil.

    If I could change one thing about where we live, it would be the property taxes. The rates are just idiotic. Now, the majority of our taxes goes to the school system. While we haven’t/won’t take advantage of using the schools here, I understand there is a benefit when we sell our place as the schools here are really good.

    The counties need to find ways to reduce property taxes. It just isn’t right that a person could seriously end up paying more in property taxes over their lifetime than their mortgage or home value. There must be other ways to cut expenses or have other pension options for village/city workers. I know that last one about pension reduction isn’t a popular idea. But people need to understand that pensions are bankrupting cities across the country. Again, I’m not suggesting getting rid of them, but instead finding a different option that won’t bankrupt a city or cost taxpayers an arm and a leg.

    Joe-

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    Our weekend kind of started – well beginning Friday – started off pretty busy. We went to the Cubs game via some free tickets Nicole scored from work, along with a parking pass. We’re South Side fans in actuality – White Sox fans for those of you not familiar with Chicago – but it’s hard to pass up free tickets to any sporting event. We ended up only spending $12 grabbing lunch to bring into the park with us. Pretty nice outing for the price. Of course, that doesn’t include the hour drive to and the two hour drive home from the park. Thank you, Chicago traffic.

    Enjoy your weekend!

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    Joe-

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    Do you have an IKEA by you? If you do, I’m willing to bet you’ve been there if only to check it out and see what it’s all about. We have two within striking distance of us. We typically stick to one in the south Chicago burbs as it’s not quite as busy. The one in the north burbs is huge and in a major shopping area so it’s like Christmas there every weekend with traffic and crowds.

    We were all set to head to IKEA Saturday morning when we realized, why are we going on a weekend when there’s going to be much fewer people there on a Monday? Nicole doesn’t work Mondays so we have the freedom to do things like errands then when it’s less crowded. So in a little while, we’re off to IKEA.

    I enjoy walking around the store. They have small “rooms” set up so you can come up with ideas that fit your home readily. And their prices are good. We’ve purchased several items over the years from them including kitchen utensils, lamps, candles, and of course furniture. I’ve never felt like we’ve been ripped off or anything is overpriced. That’s kind of a requirement when you’re going to spend your hard earned money in an establishment.

    Also, did you know that IKEA has a restaurant in their stores? Every time we go, the restaurant is the first stop, especially when it comes to breakfast. You can get their basic breakfast – eggs, bacon/sausage and potatoes – for $1! You can’t beat that. But IKEA does! If you’re there for breakfast, coffee is free. Can you tell I’m looking forward to breakfast this morning?

    Have a great start to your week today!

    Joe-

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    We had a productive week here on ET! I was pretty happy we switched our wireless service to Ting. We’re only a week in, but so far so good! Being the big movie buff I am, I highlighted 10 movies which showed me a little something about business. And we’re considering switching home security to more of a DIY option we’ll monitor ourselves via the Almond 3 router. I’m really looking forward to the home security change. Not only will this save us $40/month, but we’ll still get the peace of mind to go with having a home security system.

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    Enjoy your weekend, everyone!
    Joe-

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