So it seems as if we’ve abandoned this blog. Sorry about that. It’s been a busy couple of months.

We visited Joe’s family in Arizona in November and shortly after returning he got a job!!! We are both relieved that we will have money coming in and better insurance. Our Marketplace plan premiums were due to double in January! Those commercials claiming you can get a plan for $100 a month are lies, don’t apply to Illinois residents, or are the most bare bones plans in existence because we had the lower level ones and were still paying a combined total of nearly $400 per month which was 25% of our income at the time! Plus anything beyond annual exams would be completely out of pocket before a $4000+ deductible was met. This country really needs true health care reform, not this garbage.

In any case, I’m back to being primarily responsible for cooking and cleaning so on my first day of “duty” I reorganized our pantry. We all have our different ways of doing things and I didn’t care for Joe’s pantry setup but left it alone since he was using it more than I was. Now that I’m mostly in charge (not 100% since I do work as well, just not full time like he does) I’ve set it up the way I prefer it.

Another development is that we came home from Arizona with a dog. A puppy, to be more specific. She’s a Shih Tzu mix born on September 21st. Isn’t she the cutest?

Wookie

It wasn’t planned and it definitely wasn’t a wise financial decision since at the time Joe was still unemployed. Yes, even smart, frugal people make poor decisions with their heart and not their heads. We just happened to get lucky and it all worked out.

Her name is Wookie and she is quite the handful. We didn’t make our decision to adopt her lightly but we still weren’t prepared for all the work having a puppy brings. Joe had dogs growing up but his parents dealt with them. I didn’t have any pets other than fish growing up so this is all new for me. The first week with her was the hardest and our house was messy and disorganized but we’ve settled into a better routine since then.

Joe started his new job on Monday December 12th and flew to Denver for training so I was on my own until that Thursday evening. I work Tuesday through Thursday and had to adjust my lunch break from a half hour to an hour so I could feed Wookie at noon. I work ten minutes from home but even so between the drive and dealing with her I’m lucky to get 15 minutes to scarf down my own lunch. Then when I’d get home from work she’d be understandably starved for attention so I couldn’t get much done outside of playing with her.

Needless to say, last week was pretty stressful for me. I’m sure as she matures things will get better but this whole experience has underscored two things for me – 1) I’m selfish with my time and 2) I totally made the right call when I decided I didn’t want to have kids. How people have kids, pets, and a job while still staying sane is a mystery to me.

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I’m not sure about you guys, but this month just flew by for me. The beginning of September marks 6 months I’ve been out of work. I’ve been able to get a few side gigs for a few bucks here and there to help supplement my unemployment compensation. Mostly in the form of surveys and market research studies. I’ve been getting more aggressive with my job hunt lately as well as making changes to my resume in order to try and help bring in more interest.

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I’m kind of ready for autumn, my favorite time of the year. The cooler weather, the fall colors, football, and hockey too! It also means we’ll be able to keep the windows open more frequently saving some money not running the AC or heat.

Here’s a recap of postings we had for August:

Garage Sale – Recap

It’s Not A Treat If You Have It Every Day

Social Security Numbers

College Costs

Joe’s Top Movies

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The weekend is here! It’s going to be a beautiful weekend here in Chicago. I’m hoping to get out and enjoy it with some early morning bike rides.

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If you’re located in the west ‘burbs of Chicago, one of the early suburban “summer” fests kicks off, Taste Of Glen Ellyn. We’ll be taking it in at some point this weekend.

What are you up to this weekend??

Extrapolate This! - Weekly Roundup - 515 to 521

Things You Do That Annoy Your Coworkers

Do You Have Unclaimed Property?

Illinois Property Taxes

Do You Suffer From Lactose Intolerance?

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Things You Do That Annoy Your Coworkers

It’s the end of the week. Thank goodness, right? Now you can get a break from your coworkers. As nice as they may be, I’m sure they do things that annoy you. Likewise, you probably do at least something to annoy them. Here’s a list of some of the irritants I’ve experienced over the years.

Around The Office

Playing music too loudly – It doesn’t matter whether you’re listening via headphones or speakers at your desk, if anyone who isn’t sitting directly in front of your computer can hear your music then it’s too loud.

Clicking a mouse like you’re afraid to touch it – I never thought I’d run into this one, but apparently some people poise their finger way too far above the mouse clicker so instead of a soft click, they sound like they are playing whack-a-mole with their mouse. Don’t be one of those people, particularly if you work in close proximity to others. That repetitive loud clicking/jabbing noise is irritating after several hours. It’s the equivalent of listening to a dripping faucet.

Barging into someone’s office or cubicle and launching into a topic without first announcing your presence – Give people a chance to stop what they’re doing before talking about something. In addition, stand at the perimeter of the cubicle and not right up against your coworker’s chair. No one wants your crotch in their face!

Email

Emailing important information in a screenshot instead of within an actual file – A screenshot is fine if you’re just explaining something and using the screenshot as backup, but if you’re asking someone to setup an account, for instance, and the data is in Excel or Word, don’t send them a screenshot and make them have to retype all the info. Send them the actual file, or at the very least, copy and paste it into the body of your email. Think about how you’d like to receive the same information from someone else and don’t make their job harder than it has to be.

Neglecting to include attachments when forwarding an email – If someone emails you a question that includes attachments and you need to forward that on, use the forward option in Outlook and then CC the original person so they see you’re addressing their concern. Do not hit reply, add the new party to the thread, and then hit send. Now that new person doesn’t have all the information required to address the issue.

Addressing two entirely different topics in one email – If someone sends you two emails about completely different topics, please make it easier on everyone by responding to both emails separately instead of tacking your answer to both on one of them. It makes it difficult to follow the thread otherwise when in an email about time off you include “oh and yes, you need to do XYZ with the TPS reports”. Later when that person needs to justify why they did XYZ with the TPS reports, they aren’t going to remember to check the thread about time off for your answer. Unless you’re intentionally trying to make your colleagues’ jobs more difficult, please do not do this.

Hijacking an email thread to ask an off-topic question – Similarly to the issue above, this makes it difficult for people to follow a thread and/or find one later on. If you want to talk about something new, please start a new email thread.

Final Thoughts

Do you recognize yourself in any of these behaviors? It’s worth considering since most people aren’t going to address them with you but might like you less if you’re constantly annoying them.

What do your coworkers do that annoy you?

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weekend
We had a productive week here on ET! I was pretty happy we switched our wireless service to Ting. We’re only a week in, but so far so good! Being the big movie buff I am, I highlighted 10 movies which showed me a little something about business. And we’re considering switching home security to more of a DIY option we’ll monitor ourselves via the Almond 3 router. I’m really looking forward to the home security change. Not only will this save us $40/month, but we’ll still get the peace of mind to go with having a home security system.

Sunday Randomness

10 Movies That Taught Me A Little Something About Business

Ting Wireless Review

Home Security Alternative

How do your trips to Costco go?

Enjoy your weekend, everyone!
Joe-

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Need a Job Sign

Being thrown into a position where I had no more income coming in brings a host of thoughts to the forefront of someones’ mind. Nicole wrote about some of the things she felt. I’ve been compiling a list of things that came to mind, and some that dawned on me later. Here are those things and some of my suggestions.

Three big questions kept circling my mind – How am I going to pay my bills? – What do I do about healthcare? – How do I find a new job?

How am I going to pay my bills?
Don’t wait for any of this, you never know how long you’ll be out of work. The sooner you make lifestyle type changes the longer the money you may have saved will last. Of course, there’s always an option of finding another job. That’s not listed here under BILLS since I cover jobs further below.

Unemployment – First, be sure to file for unemployment benefits right away, regardless of how you left your position. Let the state decide if you qualify or not. Here in Illinois, you can start the filing process the day after you left the company.

Sell stuff – Ebay, Craigslist and garage sales are all decent ways to not only clean up around the house, but have a few extra bucks coming in. I was able to test the waters with Ebay and plan on selling more.

Expenses – look hard at all your expenses. Sure, cable TV is nice, but you don’t need it. Streaming services have much to offer as does your local library. Yes, you will still need internet service. But internet service alone is still cheaper than video and internet together. Cut the cord. Keep an eye out for any other expenses, not necessarily to eliminate entirely, but just to cut back on. Do you have any vices you can reduce/remove? It’s probably a good time to stop smoking or cut back on your alcohol consumption. Did you notice I said cut back on alcohol but quit smoking?? Can you guess which one is my vice which I’m not ready to give up? : )

Misc money items
Retirement plan – what to do with it? Did you have a 401k plan? Depending on your company and the plan holder will depend on your options. Typically though, if you have under $5k, you will have to cash it out or roll it into another qualifying account. If it’s over $5k, some companies will let you leave it while some will require you to move it as well. Check into what your requirements are and be sure to follow-through quickly to avoid any tax implications. Check with a tax pro to be sure which is best for you.
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Admittedly, I am a bit worried about not utilizing my Excel skills each day. My old job pretty much required me to know a good deal of Excel. Excel was probably the one program aside from Outlook which I couldn’t live without.

Nowadays, it truly amazes me when I would run into co-workers who didn’t know how to use Excel for what it is, an easy way to collect and calculate data. You know that person, the one who sends you a spreadsheet that is busy as hell with colors, different size fonts, and worse yet – hard coded totals. WTH? Did the person actually break out a calculator (and I don’t even want to know if they used the calculator on the computer or an actual calculator). Ugh, you get what I mean.

So, I figured I would start putting out some quick how-to’s with Excel formulas. It gives me some Excel practice and can also inform others if they weren’t already aware of some Excel formulas. Now, I am starting with some of the basics. As time goes on I’ll expand and get into the more complicated formulas. But for the first few Excel posts, we’ll keep it pretty straight forward.

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