{"id":1908,"date":"2016-10-19T10:55:16","date_gmt":"2016-10-19T15:55:16","guid":{"rendered":"https:\/\/extrapolatethis.com\/blog\/?p=1908"},"modified":"2017-02-09T20:15:58","modified_gmt":"2017-02-10T02:15:58","slug":"cutting-our-expenses","status":"publish","type":"post","link":"https:\/\/extrapolatethis.com\/blog\/archives\/1908","title":{"rendered":"Cutting Our Expenses"},"content":{"rendered":"<p>Since my unforeseen departure from my job in February, we&#8217;ve done a pretty good job (IMO) at cutting as many of our monthly expenses as we can. I thought I would outline the things we&#8217;ve done to accomplish that.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-medium wp-image-1920\" src=\"https:\/\/extrapolatethis.com\/blog\/wp-content\/uploads\/2016\/10\/cuttingourexpenses-300x200.jpg\" alt=\"cuttingourexpenses\" width=\"300\" height=\"200\" \/><\/p>\n<h3><strong>Landline<\/strong><\/h3>\n<p>Okay, I&#8217;m taking a little latitude with this one since we switched to <a href=\"https:\/\/extrapolatethis.com\/blog\/archives\/1142\" target=\"_blank\">Magicjack a while ago<\/a>, but it deserves to be mentioned! For less than $4 a month, it&#8217;s hard to beat unless you do away with a landline altogether. We could just cut the landline totally, but for me, having the comfort of a landline is worth the few bucks a month.<\/p>\n<h3><strong>Car Insurance<\/strong><\/h3>\n<p>In the category of <i>it doesn&#8217;t hurt to ask<\/i>, Nicole called our auto insurance agent and basically said, hey we&#8217;re driving much less now because Joe is out of work and I don&#8217;t drive much and we can&#8217;t afford what we have. What happened? They were able to drop our insurance by about $80 every 6 months. Call and ask, it doesn&#8217;t hurt!<\/p>\n<h3><strong>Cell Phone<\/strong><\/h3>\n<p>We switched to <a href=\"https:\/\/extrapolatethis.com\/blog\/archives\/1519\" target=\"_blank\">Ting Wireless back in April<\/a>. Switching to Ting Wireless has by far been the best cost savings thing we have done so far. I wish we would have done it long ago. We used such little data and voice back in August, our bill was just over $30. That&#8217;s for two smartphones for a month! Compared to our $135\/month AT&amp;T bill, it makes me feel like I was getting robbed by AT&amp;T. Check out <a href=\"https:\/\/extrapolatethis.com\/blog\/archives\/1269\" target=\"_blank\">Ting Wireless here<\/a>.<\/p>\n<p>Those are the ones that come to mind first. There have been several others which have definitely helped us save a few dollars over the last few months. We&#8217;ve wrote about several other things which may not add up to much right away, but they do contribute to our &#8220;blow&#8221; money. We use different reward programs such as Discover cashback, <a href=\"https:\/\/extrapolatethis.com\/blog\/archives\/1700\" target=\"_blank\">Shopkick<\/a>, Bing, Swagbucks and survey places like <a href=\"https:\/\/extrapolatethis.com\/blog\/archives\/1754\" target=\"_blank\">Harris Polls<\/a> and Pinecone research.<\/p>\n<p>Joe-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Since my unforeseen departure from my job in February, we&#8217;ve done a pretty good job (IMO) at cutting as many of our monthly expenses as we can. I thought I would outline the things we&#8217;ve done to accomplish that. Landline Okay, I&#8217;m taking a little latitude with this one since we switched to Magicjack a <span class=\"ellipsis\">&hellip;<\/span> <span class=\"more-link-wrap\"><a href=\"https:\/\/extrapolatethis.com\/blog\/archives\/1908\" class=\"more-link\"><span>Read More &rarr;<\/span><\/a><\/span><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Cutting Our Expenses\r\n#expensecutting #savingmoney\r\nhttp:\/\/wp.me\/p3SUar-uM","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[5,6,30],"tags":[],"class_list":["post-1908","post","type-post","status-publish","format-standard","hentry","category-finance","category-frugality","category-unemployed-average-joe"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Here&#039;s a recap of items we were able to cut back on so we could reduce our monthly expenses.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Joe\"\/>\n\t<meta name=\"keywords\" content=\"monthly expense reduction,monthly expense,expense reduction,cutting your expenses,cut expenses,monthly expenses,cut the 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